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Mortgage Calculators



"How much home can I afford?" is a question most home buyers ask?


While there are varying thoughts on this a common rule of thumb is that your monthly housing expenses should not total to more than 33% of your gross (i.e. before taxes) income. That includes your mortgage payment, property taxes, and home owners insurance. So take a third of your current income and use that as the maximum amount that you'll be able to afford.

"How much will my monthly payment be if I buy that house?" is the next frequently asked question by a prospective home buyer.

For the answer to that we'll need to use a calculator... or, more appropriately, the mortgage calculator that we have provided below. Enter the price of the house, the intended length of the mortgage, the current interest rate (estimated here for you), and (optionally) your property taxes and insurance costs. Once you've entered that information click on the button and we'll estimate your monthly payments for you.

 

Use our 20 Mortgage calculators to calculate your payments

Am I better off renting?

How much home can I afford?

How much should I put down for a new home?

How much can I save in taxes?

How much will my mortgage payments be?

How much will my adjustable rate payments be?

My best option: fixed or adjustable?

My best option: 15- or 30-year loan term? 

Salary calculator - I would like to compare the salary in on city to another

Cost of living calculator - I would like to compare the cost of living in on city to another.

Community calculator  -
I would like to compare one community to another.

Payment Calculator 1  -How much will my monthly payments be?

Rent vs. Own  -Am I better off renting?

Multi-Payment Calculator  -Which loan is better?

Afford-ability Calculator
  -Which house can I afford to buy based on my income?

Principal Prepayment Calculator  -How much will I save if I were to add additional amounts on a monthly basis to my payment?

Principal After X Years  -How much will my mortgage balance be if I sold my home at a specified time?

Bi-Weekly Mortgage Calculator  -If I made payments once every two weeks instead of monthly, how quickly can I pay off my loan?

Prepayment Analysis Calculator  -I want to pay off my mortgage at a specified time, how much do I need to pay on a monthly basis?

Prepay Principal or Invest the Money?  -Does it make sense for me to pay down my mortgage or invest my monies.

Qualifying Calculator  -How much income you need to make to qualify for a particular home?

PITI Calculator  -Your lender calculates your monthly housing costs by adding taxes and insurance to determine your qualifying ratios. If you are impounding your loan, it helps you to know what your total monthly payment will be.

Refinance Calculator -Is it the right time to refinance my mortgage?

Loan Comparison -Which is better: fixed or adjustable?

Amortization Calculator -Calculate principal and interest payments

Loan Pre-Qualifier -Will I qualify for a mortgage?

Early Payoff -How much do I need to pay in excess of my monthly payment to pay off my loan early?


Additional Calculators:

Your Mortgage Calculator

Calculators - Mortgage Payment

Real Estate Calculator  - Free Investment Calculator

Need assistance finding a mortgage, please fill out the form below so that we may assist you.


 Find a Mortgage

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 I am interesting in speaking to a mortgage professional regarding:

 

Purchase

Refinance

 

Property Value:

Loan Amount:


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Kean Rolston Email At:
Coldwell Banker Bullard Realty info@homesbykeanrolston.com
1070 Iris Drive Phone:
Conyers, GA 30094 (770) 483-3939
Cell: (678) 313-9431
Toll Free: (866) 238-7103

 

 


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